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SCA Federal Credit Union
2656 Ellwood Road
Suite 1
New Castle, PA 16101
Phone: 724-658-2686
Fax: 724-658-8155
Voice Response Teller: 724-658-5461
Email: info@shenangofcu.com
Rates
Each loan request is considered on an individual basis. The following rates are available to members with a credit score of 725 and higher. The rate will be based on credit worthiness of each member and may be higher than the rate shown below.
RATES ARE SHOWN “AS LOW AS”
NEW AND USED
2022, 2023 & NEWER
(AUTO, BOAT, MOTORCYCLE, & SNOWMOBILE
TERM
*37-48 MO
49-60 MO
61-72 MO
73-84 MO**
APR
4.20%
5.20%
5.45%
6.20%
USED
2018-2021
TERM
1-72 MO
APR
5.80%
USED
2017 AND OLDER
PERSONAL LOAN
SHARED SECURED
(NOT SCORED)
CERTIFICATE SECURED
(NOT SCORED)
TERM
1-48 MO
TERM
1-60 MO
TERM
1-60 MO
AMOUNT
< $10,000
$10,000-$50,000
$50,000 >
APR
7.75%
APR
8.95%
APR
2.95%
APR
CD RATE + 2.50%
CD RATE + 2.25%
CD RATE + 2.00%
A credit scoring system will not be used to determine the interest rate on Home Equity loans.
HOME EQUITY
(75% LOAN TO VALUE)
TERM
1-60 MO
61-120 MO
121-180 MO
APR
5.75%
7.25%
8.00%
Hours of Operation:
Monday: 9:00am-4:30pm
Tuesday: 9:00am-4:30pm
Wednesday: 9:00am-4:30pm
Thursday: 9:00am-4:30pm
Friday: 9:00am-4:30pm
Saturday: 9:00am-12:00pm
Announcements:
Now introducing online
banking.
Due to Federal Regulation D limits there will be a $2.00 fee assessed for each transaction exceeding 6 electronic withdrawals per month on savings accounts.
*APR=ANNUAL PRECENTAGE RATE
** RATES SUBJECT TO CHANGE
Call Roxanne for more details at 724-658-2686.
SCA Federal Credit Union Company, NMLS# 789537
Assistant Manager, Roxanne McConahy NMLS # 711460