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Shenango China Area FCU
136 Cascade Galleria
P.O. Box 191
New Castle, PA 16103-0191

Phone: 724-658-2686
Fax: 724-658-8155
Voice Response Teller: 724-658-5461

Email: info@shenangochinafcu.com

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Hours of Operation
Monday
9:00am - 5:00pm
Tuesday
9:00am - 4:30pm
Wednesday
9:00am - 4:30pm
Thursday
9:00am - 4:30pm
Friday
9:00am - 5:00pm
 
 
 
Announcements

Now introducing online
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Due to Federal Regulation D limits there will be a $2.00 fee assessed for each transaction exceeding 6 electronic withdrawals per month on savings accounts.

 
 
 
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Rates

Each loan request is considered on an individual basis. The following rates are available to members with a credit score of 725 and higher. The rate will be based on credit worthiness of each member and may be higher than the rate shown below.

RATES ARE SHOWN “AS LOW AS”

  NEW AND USED TERM APR*
  2016, 2017, 2018 *37-48 MO 2.49%
  (AUTO, BOAT, MOTORCYCLE, PERSONAL WATERCRAFT, & SNOWMOBILE) 49-60 MO 2.75%
61-72 MO 2.95%
    73-84 MO 3.49%
  USED TERM APR*
  2012 TO 2015 1-60 MO 3.75%
       
  USED TERM APR*
  2009 AND OLDER 1-48 MO 3.99%
       
  PERSONAL LOAN TERM APR*
    1-60 MO 7.95%
       
  SHARED SECURED TERM APR*
  (NOT SCORED) 1-60 MO 3.50%
       
  CERTIFICATE SECURED AMOUNT APR*
  (NOT SCORED) < $10,000 CD RATE + 2.50%
    $10,000-$50,000 CD RATE + 2.25%
    $50,000 > CD RATE + 2.00%
       
A credit scoring system will not be used to determine the interest rate on Home Equity loans. Also,a member may borrow up to 75% of the appraised value of the property, minus any first mortgage balance.
       
    (NO CLOSING COSTS)
  HOME EQUITY TERM APR*
  (75% LOAN TO VALUE) 1-60 MO 3.25%
    61-84 MO 3.50%
    85-120 MO 3.75%
    121-180 MO 4.25%
     
   
*APR=ANNUAL PRECENTAGE RATE  
Call Roxanne for more details at 724-658-2686.