Shenango China Area FCU is open to anyone who lives, works, worships, or attends school in Lawrence County.
It’s easy to join! All you need to do is stop in our office, located in the old town mall, and open a savings account with a minimum deposit of $5.oo. Be sure to bring a photo id, with your current address. Once we verify your identity, you will be able to use the services offered by the credit union.
The purpose of the credit union is to help our members. We try to find solutions to your problems. Our loan rates and fees are usually lower than the banks. The credit union offers a personal and friendly environment. Our goal is to guide you on the road to financial success.
How Are Credit Unions Different
You are the owner…. not merely a customer, because credit unions are set up as not-for-profit cooperatives.
You pay lower loan rates and earn higher dividends…. credit unions return income to members in lower loan rates and higher savings rates, because they are a not-for-profit business.
You pay lower fees…. at credit unions, there are no, or lower ATM fees, lower services charges on checking accounts and lower fees for overdrawn checks.
You get extra attention…. credit union staff help members toward financial health. Shenango China Area FCU is here to answer members’ questions or offer one-to-one counseling